I’m Ronald Cagape, the author of No Money Down Formula. I’m a lot like you. I was not born rich.
My father was a security guard and my mother a public school teacher. We struggled to make ends meet. I grew up with Ligo sardines as my favorite ulam.
Like you, I studied hard to get good grades and get a good job after graduation. I worked 10 years as an IT professional. I was also buried in debt, had little savings and lost money from scams and failed businesses.
So anyone can do this. If I can do it, so can you.